Blog - Page 4 - Bloom Lending, LLC

Dec 18, 2025

Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

Dec 10, 2025

Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for

Dec 06, 2025

This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand

Dec 01, 2025

Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that mean

Nov 21, 2025

What Today’s Jobs Report Means for Mortgage Rates

Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to wat

Nov 11, 2025

50-Year Mortgages? Here’s What You Need to Know

The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.

Nov 08, 2025

Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.

Nov 06, 2025

What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what

Oct 29, 2025

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.